LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,361
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,430
−HK$1,086/mo
Today · 4.125%
HK$36,516
baseline
▲ 0.50% · 4.625%
HK$38,737
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,032/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,226
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,251
−HK$1,040/mo
Today · 4.125%
HK$40,291
baseline
▲ 0.50% · 4.625%
HK$42,415
+HK$2,124/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,582/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,233
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,516
−HK$1,303/mo
Today · 4.125%
HK$43,819
baseline
▲ 0.50% · 4.625%
HK$46,485
+HK$2,666/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,638/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,871
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,101
−HK$1,249/mo
Today · 4.125%
HK$48,350
baseline
▲ 0.50% · 4.625%
HK$50,898
+HK$2,548/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,700/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,105
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,601
−HK$1,521/mo
Today · 4.125%
HK$51,122
baseline
▲ 0.50% · 4.625%
HK$54,232
+HK$3,110/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,244/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,516
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,952
−HK$1,456/mo
Today · 4.125%
HK$56,408
baseline
▲ 0.50% · 4.625%
HK$59,381
+HK$2,973/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,816/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,849
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,773
−HK$1,955/mo
Today · 4.125%
HK$65,728
baseline
▲ 0.50% · 4.625%
HK$69,727
+HK$3,999/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,456/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,807
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,652
−HK$1,872/mo
Today · 4.125%
HK$72,524
baseline
▲ 0.50% · 4.625%
HK$76,347
+HK$3,823/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,048/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,082 · Scale 2, in force from 26 Feb 2026)