LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,363
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,432
−HK$1,086/mo
Today · 4.125%
HK$36,518
baseline
▲ 0.50% · 4.625%
HK$38,740
+HK$2,222/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,036/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,228
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,254
−HK$1,040/mo
Today · 4.125%
HK$40,294
baseline
▲ 0.50% · 4.625%
HK$42,418
+HK$2,124/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,588/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,235
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,518
−HK$1,303/mo
Today · 4.125%
HK$43,821
baseline
▲ 0.50% · 4.625%
HK$46,488
+HK$2,667/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,642/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,874
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,104
−HK$1,248/mo
Today · 4.125%
HK$48,352
baseline
▲ 0.50% · 4.625%
HK$50,901
+HK$2,549/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,704/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,108
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,604
−HK$1,521/mo
Today · 4.125%
HK$51,125
baseline
▲ 0.50% · 4.625%
HK$54,236
+HK$3,111/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,250/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,520
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,955
−HK$1,456/mo
Today · 4.125%
HK$56,411
baseline
▲ 0.50% · 4.625%
HK$59,385
+HK$2,974/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,822/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,853
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,777
−HK$1,955/mo
Today · 4.125%
HK$65,732
baseline
▲ 0.50% · 4.625%
HK$69,731
+HK$3,999/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,464/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,811
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,656
−HK$1,873/mo
Today · 4.125%
HK$72,529
baseline
▲ 0.50% · 4.625%
HK$76,352
+HK$3,823/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,058/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,115 · Scale 2, in force from 26 Feb 2026)