LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,364
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,433
−HK$1,086/mo
Today · 4.125%
HK$36,519
baseline
▲ 0.50% · 4.625%
HK$38,741
+HK$2,222/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,038/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,229
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,255
−HK$1,040/mo
Today · 4.125%
HK$40,295
baseline
▲ 0.50% · 4.625%
HK$42,419
+HK$2,124/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,590/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,237
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,519
−HK$1,303/mo
Today · 4.125%
HK$43,822
baseline
▲ 0.50% · 4.625%
HK$46,489
+HK$2,667/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,644/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,875
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,106
−HK$1,248/mo
Today · 4.125%
HK$48,354
baseline
▲ 0.50% · 4.625%
HK$50,903
+HK$2,549/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,708/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,109
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,606
−HK$1,520/mo
Today · 4.125%
HK$51,126
baseline
▲ 0.50% · 4.625%
HK$54,237
+HK$3,111/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,252/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,521
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,957
−HK$1,456/mo
Today · 4.125%
HK$56,413
baseline
▲ 0.50% · 4.625%
HK$59,386
+HK$2,973/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,826/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,855
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,779
−HK$1,955/mo
Today · 4.125%
HK$65,734
baseline
▲ 0.50% · 4.625%
HK$69,733
+HK$3,999/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,468/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,813
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,658
−HK$1,873/mo
Today · 4.125%
HK$72,531
baseline
▲ 0.50% · 4.625%
HK$76,354
+HK$3,823/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,062/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,131 · Scale 2, in force from 26 Feb 2026)