LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,365
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,434
−HK$1,086/mo
Today · 4.125%
HK$36,520
baseline
▲ 0.50% · 4.625%
HK$38,743
+HK$2,223/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,040/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,231
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,256
−HK$1,041/mo
Today · 4.125%
HK$40,297
baseline
▲ 0.50% · 4.625%
HK$42,421
+HK$2,124/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,594/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,238
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,521
−HK$1,303/mo
Today · 4.125%
HK$43,824
baseline
▲ 0.50% · 4.625%
HK$46,491
+HK$2,667/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,648/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,877
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,108
−HK$1,248/mo
Today · 4.125%
HK$48,356
baseline
▲ 0.50% · 4.625%
HK$50,905
+HK$2,549/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,712/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,112
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,608
−HK$1,521/mo
Today · 4.125%
HK$51,129
baseline
▲ 0.50% · 4.625%
HK$54,240
+HK$3,111/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,258/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,524
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,959
−HK$1,456/mo
Today · 4.125%
HK$56,415
baseline
▲ 0.50% · 4.625%
HK$59,389
+HK$2,974/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,830/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,858
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,782
−HK$1,955/mo
Today · 4.125%
HK$65,737
baseline
▲ 0.50% · 4.625%
HK$69,737
+HK$4,000/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,474/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,816
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,662
−HK$1,872/mo
Today · 4.125%
HK$72,534
baseline
▲ 0.50% · 4.625%
HK$76,357
+HK$3,823/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,068/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,157 · Scale 2, in force from 26 Feb 2026)