LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,368
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,437
−HK$1,086/mo
Today · 4.125%
HK$36,523
baseline
▲ 0.50% · 4.625%
HK$38,745
+HK$2,222/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,046/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,234
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,259
−HK$1,040/mo
Today · 4.125%
HK$40,299
baseline
▲ 0.50% · 4.625%
HK$42,423
+HK$2,124/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,598/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,241
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,524
−HK$1,303/mo
Today · 4.125%
HK$43,827
baseline
▲ 0.50% · 4.625%
HK$46,494
+HK$2,667/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,654/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,880
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,111
−HK$1,248/mo
Today · 4.125%
HK$48,359
baseline
▲ 0.50% · 4.625%
HK$50,908
+HK$2,549/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,718/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,115
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,611
−HK$1,521/mo
Today · 4.125%
HK$51,132
baseline
▲ 0.50% · 4.625%
HK$54,243
+HK$3,111/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,264/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,527
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,963
−HK$1,456/mo
Today · 4.125%
HK$56,419
baseline
▲ 0.50% · 4.625%
HK$59,393
+HK$2,974/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,838/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,862
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,786
−HK$1,955/mo
Today · 4.125%
HK$65,741
baseline
▲ 0.50% · 4.625%
HK$69,741
+HK$4,000/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,482/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,820
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,666
−HK$1,873/mo
Today · 4.125%
HK$72,539
baseline
▲ 0.50% · 4.625%
HK$76,362
+HK$3,823/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,078/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,193 · Scale 2, in force from 26 Feb 2026)