LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,369
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,438
−HK$1,086/mo
Today · 4.125%
HK$36,524
baseline
▲ 0.50% · 4.625%
HK$38,746
+HK$2,222/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,048/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,235
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,260
−HK$1,040/mo
Today · 4.125%
HK$40,300
baseline
▲ 0.50% · 4.625%
HK$42,425
+HK$2,125/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,600/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,242
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,525
−HK$1,304/mo
Today · 4.125%
HK$43,829
baseline
▲ 0.50% · 4.625%
HK$46,496
+HK$2,667/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,658/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,882
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,112
−HK$1,249/mo
Today · 4.125%
HK$48,361
baseline
▲ 0.50% · 4.625%
HK$50,910
+HK$2,549/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,722/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,116
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,613
−HK$1,520/mo
Today · 4.125%
HK$51,133
baseline
▲ 0.50% · 4.625%
HK$54,245
+HK$3,112/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,266/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,529
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,964
−HK$1,457/mo
Today · 4.125%
HK$56,421
baseline
▲ 0.50% · 4.625%
HK$59,395
+HK$2,974/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,842/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,864
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,788
−HK$1,955/mo
Today · 4.125%
HK$65,743
baseline
▲ 0.50% · 4.625%
HK$69,743
+HK$4,000/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,486/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,823
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,668
−HK$1,873/mo
Today · 4.125%
HK$72,541
baseline
▲ 0.50% · 4.625%
HK$76,365
+HK$3,824/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,082/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,211 · Scale 2, in force from 26 Feb 2026)