LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,370
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,439
−HK$1,086/mo
Today · 4.125%
HK$36,525
baseline
▲ 0.50% · 4.625%
HK$38,747
+HK$2,222/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,050/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,236
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,261
−HK$1,041/mo
Today · 4.125%
HK$40,302
baseline
▲ 0.50% · 4.625%
HK$42,426
+HK$2,124/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,604/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,244
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,526
−HK$1,304/mo
Today · 4.125%
HK$43,830
baseline
▲ 0.50% · 4.625%
HK$46,497
+HK$2,667/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,660/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,883
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,114
−HK$1,248/mo
Today · 4.125%
HK$48,362
baseline
▲ 0.50% · 4.625%
HK$50,911
+HK$2,549/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,724/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,118
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,614
−HK$1,521/mo
Today · 4.125%
HK$51,135
baseline
▲ 0.50% · 4.625%
HK$54,246
+HK$3,111/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,270/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,530
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,966
−HK$1,456/mo
Today · 4.125%
HK$56,422
baseline
▲ 0.50% · 4.625%
HK$59,396
+HK$2,974/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,844/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,865
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,790
−HK$1,955/mo
Today · 4.125%
HK$65,745
baseline
▲ 0.50% · 4.625%
HK$69,745
+HK$4,000/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,490/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,825
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,670
−HK$1,873/mo
Today · 4.125%
HK$72,543
baseline
▲ 0.50% · 4.625%
HK$76,367
+HK$3,824/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,086/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,227 · Scale 2, in force from 26 Feb 2026)