LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,371
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,440
−HK$1,086/mo
Today · 4.125%
HK$36,526
baseline
▲ 0.50% · 4.625%
HK$38,749
+HK$2,223/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,052/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,237
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,263
−HK$1,040/mo
Today · 4.125%
HK$40,303
baseline
▲ 0.50% · 4.625%
HK$42,427
+HK$2,124/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,606/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,245
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,528
−HK$1,303/mo
Today · 4.125%
HK$43,831
baseline
▲ 0.50% · 4.625%
HK$46,498
+HK$2,667/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,662/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,884
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,115
−HK$1,248/mo
Today · 4.125%
HK$48,363
baseline
▲ 0.50% · 4.625%
HK$50,913
+HK$2,550/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,726/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,119
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,616
−HK$1,520/mo
Today · 4.125%
HK$51,136
baseline
▲ 0.50% · 4.625%
HK$54,248
+HK$3,112/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,272/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,532
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,968
−HK$1,456/mo
Today · 4.125%
HK$56,424
baseline
▲ 0.50% · 4.625%
HK$59,398
+HK$2,974/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,848/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,867
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,792
−HK$1,955/mo
Today · 4.125%
HK$65,747
baseline
▲ 0.50% · 4.625%
HK$69,747
+HK$4,000/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,494/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,827
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,673
−HK$1,872/mo
Today · 4.125%
HK$72,545
baseline
▲ 0.50% · 4.625%
HK$76,369
+HK$3,824/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,090/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,245 · Scale 2, in force from 26 Feb 2026)