LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,372
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,441
−HK$1,086/mo
Today · 4.125%
HK$36,527
baseline
▲ 0.50% · 4.625%
HK$38,750
+HK$2,223/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,054/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,238
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,264
−HK$1,040/mo
Today · 4.125%
HK$40,304
baseline
▲ 0.50% · 4.625%
HK$42,428
+HK$2,124/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,608/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,246
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,529
−HK$1,303/mo
Today · 4.125%
HK$43,832
baseline
▲ 0.50% · 4.625%
HK$46,500
+HK$2,668/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,664/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,886
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,116
−HK$1,249/mo
Today · 4.125%
HK$48,365
baseline
▲ 0.50% · 4.625%
HK$50,914
+HK$2,549/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,730/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,120
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,617
−HK$1,521/mo
Today · 4.125%
HK$51,138
baseline
▲ 0.50% · 4.625%
HK$54,249
+HK$3,111/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,276/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,533
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,969
−HK$1,457/mo
Today · 4.125%
HK$56,426
baseline
▲ 0.50% · 4.625%
HK$59,400
+HK$2,974/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,852/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,869
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,793
−HK$1,956/mo
Today · 4.125%
HK$65,749
baseline
▲ 0.50% · 4.625%
HK$69,749
+HK$4,000/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,498/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,829
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,674
−HK$1,873/mo
Today · 4.125%
HK$72,547
baseline
▲ 0.50% · 4.625%
HK$76,371
+HK$3,824/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,094/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,259 · Scale 2, in force from 26 Feb 2026)