LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,375
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,445
−HK$1,086/mo
Today · 4.125%
HK$36,531
baseline
▲ 0.50% · 4.625%
HK$38,754
+HK$2,223/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,062/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,242
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,268
−HK$1,040/mo
Today · 4.125%
HK$40,308
baseline
▲ 0.50% · 4.625%
HK$42,433
+HK$2,125/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,616/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,250
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,534
−HK$1,303/mo
Today · 4.125%
HK$43,837
baseline
▲ 0.50% · 4.625%
HK$46,505
+HK$2,668/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,674/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,891
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,121
−HK$1,249/mo
Today · 4.125%
HK$48,370
baseline
▲ 0.50% · 4.625%
HK$50,920
+HK$2,550/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,740/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,126
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,622
−HK$1,521/mo
Today · 4.125%
HK$51,143
baseline
▲ 0.50% · 4.625%
HK$54,255
+HK$3,112/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,286/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,539
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,975
−HK$1,457/mo
Today · 4.125%
HK$56,432
baseline
▲ 0.50% · 4.625%
HK$59,406
+HK$2,974/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,864/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,876
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,800
−HK$1,956/mo
Today · 4.125%
HK$65,756
baseline
▲ 0.50% · 4.625%
HK$69,757
+HK$4,001/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,512/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,836
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,682
−HK$1,873/mo
Today · 4.125%
HK$72,555
baseline
▲ 0.50% · 4.625%
HK$76,380
+HK$3,825/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,110/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,321 · Scale 2, in force from 26 Feb 2026)