LTV · monthly repayment
▼ 0.50% · 3.625%
HK$343,759
−HK$21,557/mo
▼ 0.25% · 3.875%
HK$354,452
−HK$10,864/mo
Today · 4.125%
HK$365,316
baseline
▲ 0.50% · 4.625%
HK$387,544
+HK$22,228/mo
Deposit HK$75.38M · loan HK$75.38M · min. income ≈ HK$730,632/mo (50% DSR)
Upfront cash ≈ HK$85.18M (deposit + AVD stamp duty HK$9,799,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,429
−HK$20,661/mo
▼ 0.25% · 3.875%
HK$392,685
−HK$10,405/mo
Today · 4.125%
HK$403,090
baseline
▲ 0.50% · 4.625%
HK$424,337
+HK$21,247/mo
Deposit HK$75.38M · loan HK$75.38M · min. income ≈ HK$806,180/mo (50% DSR)
Upfront cash ≈ HK$85.18M (deposit + AVD stamp duty HK$9,799,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,511
−HK$25,868/mo
▼ 0.25% · 3.875%
HK$425,342
−HK$13,037/mo
Today · 4.125%
HK$438,379
baseline
▲ 0.50% · 4.625%
HK$465,053
+HK$26,674/mo
Deposit HK$60.30M · loan HK$90.45M · min. income ≈ HK$876,758/mo (50% DSR)
Upfront cash ≈ HK$70.10M (deposit + AVD stamp duty HK$9,799,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$458,914
−HK$24,794/mo
▼ 0.25% · 3.875%
HK$471,222
−HK$12,486/mo
Today · 4.125%
HK$483,708
baseline
▲ 0.50% · 4.625%
HK$509,205
+HK$25,497/mo
Deposit HK$60.30M · loan HK$90.45M · min. income ≈ HK$967,416/mo (50% DSR)
Upfront cash ≈ HK$70.10M (deposit + AVD stamp duty HK$9,799,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$481,263
−HK$30,179/mo
▼ 0.25% · 3.875%
HK$496,233
−HK$15,209/mo
Today · 4.125%
HK$511,442
baseline
▲ 0.50% · 4.625%
HK$542,562
+HK$31,120/mo
Deposit HK$45.23M · loan HK$105.53M · min. income ≈ HK$1,022,884/mo (50% DSR)
Upfront cash ≈ HK$55.03M (deposit + AVD stamp duty HK$9,799,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$535,400
−HK$28,926/mo
▼ 0.25% · 3.875%
HK$549,759
−HK$14,567/mo
Today · 4.125%
HK$564,326
baseline
▲ 0.50% · 4.625%
HK$594,072
+HK$29,746/mo
Deposit HK$45.23M · loan HK$105.53M · min. income ≈ HK$1,128,652/mo (50% DSR)
Upfront cash ≈ HK$55.03M (deposit + AVD stamp duty HK$9,799,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$618,767
−HK$38,802/mo
▼ 0.25% · 3.875%
HK$638,014
−HK$19,555/mo
Today · 4.125%
HK$657,569
baseline
▲ 0.50% · 4.625%
HK$697,580
+HK$40,011/mo
Deposit HK$15.08M · loan HK$135.68M · min. income ≈ HK$1,315,138/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$9,799,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$688,372
−HK$37,190/mo
▼ 0.25% · 3.875%
HK$706,833
−HK$18,729/mo
Today · 4.125%
HK$725,562
baseline
▲ 0.50% · 4.625%
HK$763,807
+HK$38,245/mo
Deposit HK$15.08M · loan HK$135.68M · min. income ≈ HK$1,451,124/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$9,799,050 · Scale 2, in force from 26 Feb 2026)