LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,380
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,449
−HK$1,087/mo
Today · 4.125%
HK$36,536
baseline
▲ 0.50% · 4.625%
HK$38,759
+HK$2,223/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,072/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,247
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,273
−HK$1,040/mo
Today · 4.125%
HK$40,313
baseline
▲ 0.50% · 4.625%
HK$42,438
+HK$2,125/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,626/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,256
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,539
−HK$1,304/mo
Today · 4.125%
HK$43,843
baseline
▲ 0.50% · 4.625%
HK$46,510
+HK$2,667/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,686/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,896
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,127
−HK$1,249/mo
Today · 4.125%
HK$48,376
baseline
▲ 0.50% · 4.625%
HK$50,926
+HK$2,550/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,752/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,131
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,629
−HK$1,521/mo
Today · 4.125%
HK$51,150
baseline
▲ 0.50% · 4.625%
HK$54,262
+HK$3,112/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,300/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,546
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,982
−HK$1,457/mo
Today · 4.125%
HK$56,439
baseline
▲ 0.50% · 4.625%
HK$59,414
+HK$2,975/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,878/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,883
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,808
−HK$1,956/mo
Today · 4.125%
HK$65,764
baseline
▲ 0.50% · 4.625%
HK$69,766
+HK$4,002/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,528/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,845
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,691
−HK$1,873/mo
Today · 4.125%
HK$72,564
baseline
▲ 0.50% · 4.625%
HK$76,389
+HK$3,825/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,128/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,391 · Scale 2, in force from 26 Feb 2026)