LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,380
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,450
−HK$1,086/mo
Today · 4.125%
HK$36,536
baseline
▲ 0.50% · 4.625%
HK$38,760
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,072/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,248
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,274
−HK$1,040/mo
Today · 4.125%
HK$40,314
baseline
▲ 0.50% · 4.625%
HK$42,439
+HK$2,125/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,628/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,256
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,540
−HK$1,304/mo
Today · 4.125%
HK$43,844
baseline
▲ 0.50% · 4.625%
HK$46,511
+HK$2,667/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,688/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,897
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,128
−HK$1,249/mo
Today · 4.125%
HK$48,377
baseline
▲ 0.50% · 4.625%
HK$50,927
+HK$2,550/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,754/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,133
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,630
−HK$1,521/mo
Today · 4.125%
HK$51,151
baseline
▲ 0.50% · 4.625%
HK$54,263
+HK$3,112/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,302/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,547
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,983
−HK$1,457/mo
Today · 4.125%
HK$56,440
baseline
▲ 0.50% · 4.625%
HK$59,415
+HK$2,975/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,880/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,885
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,810
−HK$1,955/mo
Today · 4.125%
HK$65,765
baseline
▲ 0.50% · 4.625%
HK$69,767
+HK$4,002/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,530/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,846
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,693
−HK$1,873/mo
Today · 4.125%
HK$72,566
baseline
▲ 0.50% · 4.625%
HK$76,391
+HK$3,825/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,132/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,404 · Scale 2, in force from 26 Feb 2026)