LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,381
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,450
−HK$1,087/mo
Today · 4.125%
HK$36,537
baseline
▲ 0.50% · 4.625%
HK$38,760
+HK$2,223/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,074/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,248
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,274
−HK$1,041/mo
Today · 4.125%
HK$40,315
baseline
▲ 0.50% · 4.625%
HK$42,440
+HK$2,125/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,630/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,257
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,540
−HK$1,304/mo
Today · 4.125%
HK$43,844
baseline
▲ 0.50% · 4.625%
HK$46,512
+HK$2,668/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,688/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,898
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,129
−HK$1,249/mo
Today · 4.125%
HK$48,378
baseline
▲ 0.50% · 4.625%
HK$50,928
+HK$2,550/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,756/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,133
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,630
−HK$1,521/mo
Today · 4.125%
HK$51,151
baseline
▲ 0.50% · 4.625%
HK$54,264
+HK$3,113/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,302/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,547
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,984
−HK$1,456/mo
Today · 4.125%
HK$56,440
baseline
▲ 0.50% · 4.625%
HK$59,416
+HK$2,976/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,880/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,885
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,810
−HK$1,956/mo
Today · 4.125%
HK$65,766
baseline
▲ 0.50% · 4.625%
HK$69,768
+HK$4,002/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,532/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,847
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,693
−HK$1,873/mo
Today · 4.125%
HK$72,566
baseline
▲ 0.50% · 4.625%
HK$76,391
+HK$3,825/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,132/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,409 · Scale 2, in force from 26 Feb 2026)