LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,382
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,452
−HK$1,086/mo
Today · 4.125%
HK$36,538
baseline
▲ 0.50% · 4.625%
HK$38,762
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,076/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,250
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,276
−HK$1,040/mo
Today · 4.125%
HK$40,316
baseline
▲ 0.50% · 4.625%
HK$42,442
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,632/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,259
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,542
−HK$1,304/mo
Today · 4.125%
HK$43,846
baseline
▲ 0.50% · 4.625%
HK$46,514
+HK$2,668/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,692/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,900
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,131
−HK$1,249/mo
Today · 4.125%
HK$48,380
baseline
▲ 0.50% · 4.625%
HK$50,930
+HK$2,550/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,760/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,135
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,632
−HK$1,522/mo
Today · 4.125%
HK$51,154
baseline
▲ 0.50% · 4.625%
HK$54,266
+HK$3,112/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,308/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,550
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,986
−HK$1,457/mo
Today · 4.125%
HK$56,443
baseline
▲ 0.50% · 4.625%
HK$59,418
+HK$2,975/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,886/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,888
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,813
−HK$1,956/mo
Today · 4.125%
HK$65,769
baseline
▲ 0.50% · 4.625%
HK$69,771
+HK$4,002/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,538/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,850
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,696
−HK$1,873/mo
Today · 4.125%
HK$72,569
baseline
▲ 0.50% · 4.625%
HK$76,395
+HK$3,826/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,138/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,434 · Scale 2, in force from 26 Feb 2026)