LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,384
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,454
−HK$1,086/mo
Today · 4.125%
HK$36,540
baseline
▲ 0.50% · 4.625%
HK$38,764
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,080/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,252
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,278
−HK$1,041/mo
Today · 4.125%
HK$40,319
baseline
▲ 0.50% · 4.625%
HK$42,444
+HK$2,125/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,638/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,261
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,544
−HK$1,304/mo
Today · 4.125%
HK$43,848
baseline
▲ 0.50% · 4.625%
HK$46,516
+HK$2,668/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,696/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,902
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,133
−HK$1,249/mo
Today · 4.125%
HK$48,382
baseline
▲ 0.50% · 4.625%
HK$50,933
+HK$2,551/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,764/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,138
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,635
−HK$1,521/mo
Today · 4.125%
HK$51,156
baseline
▲ 0.50% · 4.625%
HK$54,269
+HK$3,113/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$102,312/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,553
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,989
−HK$1,457/mo
Today · 4.125%
HK$56,446
baseline
▲ 0.50% · 4.625%
HK$59,421
+HK$2,975/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$112,892/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,891
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,817
−HK$1,956/mo
Today · 4.125%
HK$65,773
baseline
▲ 0.50% · 4.625%
HK$69,775
+HK$4,002/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,546/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,854
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,700
−HK$1,874/mo
Today · 4.125%
HK$72,574
baseline
▲ 0.50% · 4.625%
HK$76,399
+HK$3,825/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,148/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,465 · Scale 2, in force from 26 Feb 2026)