LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,385
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,454
−HK$1,087/mo
Today · 4.125%
HK$36,541
baseline
▲ 0.50% · 4.625%
HK$38,764
+HK$2,223/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,082/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,253
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,278
−HK$1,041/mo
Today · 4.125%
HK$40,319
baseline
▲ 0.50% · 4.625%
HK$42,445
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,638/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,262
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,545
−HK$1,304/mo
Today · 4.125%
HK$43,849
baseline
▲ 0.50% · 4.625%
HK$46,517
+HK$2,668/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,698/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,903
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,134
−HK$1,249/mo
Today · 4.125%
HK$48,383
baseline
▲ 0.50% · 4.625%
HK$50,933
+HK$2,550/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,766/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,138
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,636
−HK$1,521/mo
Today · 4.125%
HK$51,157
baseline
▲ 0.50% · 4.625%
HK$54,270
+HK$3,113/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$102,314/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,554
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,990
−HK$1,457/mo
Today · 4.125%
HK$56,447
baseline
▲ 0.50% · 4.625%
HK$59,422
+HK$2,975/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$112,894/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,892
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,818
−HK$1,956/mo
Today · 4.125%
HK$65,774
baseline
▲ 0.50% · 4.625%
HK$69,776
+HK$4,002/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,548/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,855
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,701
−HK$1,874/mo
Today · 4.125%
HK$72,575
baseline
▲ 0.50% · 4.625%
HK$76,400
+HK$3,825/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,150/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,474 · Scale 2, in force from 26 Feb 2026)