LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,385
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,455
−HK$1,086/mo
Today · 4.125%
HK$36,541
baseline
▲ 0.50% · 4.625%
HK$38,765
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,082/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,253
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,279
−HK$1,041/mo
Today · 4.125%
HK$40,320
baseline
▲ 0.50% · 4.625%
HK$42,445
+HK$2,125/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,640/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,262
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,545
−HK$1,304/mo
Today · 4.125%
HK$43,849
baseline
▲ 0.50% · 4.625%
HK$46,518
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,698/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,904
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,135
−HK$1,249/mo
Today · 4.125%
HK$48,384
baseline
▲ 0.50% · 4.625%
HK$50,934
+HK$2,550/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,768/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,139
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,636
−HK$1,522/mo
Today · 4.125%
HK$51,158
baseline
▲ 0.50% · 4.625%
HK$54,271
+HK$3,113/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$102,316/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,554
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,990
−HK$1,457/mo
Today · 4.125%
HK$56,447
baseline
▲ 0.50% · 4.625%
HK$59,423
+HK$2,976/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$112,894/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,893
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,818
−HK$1,956/mo
Today · 4.125%
HK$65,774
baseline
▲ 0.50% · 4.625%
HK$69,776
+HK$4,002/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,548/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,855
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,702
−HK$1,873/mo
Today · 4.125%
HK$72,575
baseline
▲ 0.50% · 4.625%
HK$76,401
+HK$3,826/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,150/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,479 · Scale 2, in force from 26 Feb 2026)