LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,386
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,456
−HK$1,087/mo
Today · 4.125%
HK$36,543
baseline
▲ 0.50% · 4.625%
HK$38,766
+HK$2,223/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,086/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,255
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,281
−HK$1,040/mo
Today · 4.125%
HK$40,321
baseline
▲ 0.50% · 4.625%
HK$42,447
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,642/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,264
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,547
−HK$1,304/mo
Today · 4.125%
HK$43,851
baseline
▲ 0.50% · 4.625%
HK$46,520
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,702/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,905
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,137
−HK$1,249/mo
Today · 4.125%
HK$48,386
baseline
▲ 0.50% · 4.625%
HK$50,936
+HK$2,550/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,772/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,141
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,638
−HK$1,522/mo
Today · 4.125%
HK$51,160
baseline
▲ 0.50% · 4.625%
HK$54,273
+HK$3,113/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$102,320/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,556
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,993
−HK$1,457/mo
Today · 4.125%
HK$56,450
baseline
▲ 0.50% · 4.625%
HK$59,425
+HK$2,975/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$112,900/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,896
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,821
−HK$1,956/mo
Today · 4.125%
HK$65,777
baseline
▲ 0.50% · 4.625%
HK$69,779
+HK$4,002/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,554/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,858
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,705
−HK$1,873/mo
Today · 4.125%
HK$72,578
baseline
▲ 0.50% · 4.625%
HK$76,404
+HK$3,826/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,156/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,503 · Scale 2, in force from 26 Feb 2026)