LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,388
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,458
−HK$1,087/mo
Today · 4.125%
HK$36,545
baseline
▲ 0.50% · 4.625%
HK$38,768
+HK$2,223/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,090/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,256
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,282
−HK$1,041/mo
Today · 4.125%
HK$40,323
baseline
▲ 0.50% · 4.625%
HK$42,449
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,646/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,266
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,549
−HK$1,304/mo
Today · 4.125%
HK$43,853
baseline
▲ 0.50% · 4.625%
HK$46,522
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,706/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,908
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,139
−HK$1,249/mo
Today · 4.125%
HK$48,388
baseline
▲ 0.50% · 4.625%
HK$50,939
+HK$2,551/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,776/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,143
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,641
−HK$1,521/mo
Today · 4.125%
HK$51,162
baseline
▲ 0.50% · 4.625%
HK$54,276
+HK$3,114/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$102,324/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,559
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,995
−HK$1,458/mo
Today · 4.125%
HK$56,453
baseline
▲ 0.50% · 4.625%
HK$59,428
+HK$2,975/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$112,906/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,899
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,824
−HK$1,956/mo
Today · 4.125%
HK$65,780
baseline
▲ 0.50% · 4.625%
HK$69,783
+HK$4,003/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,560/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,862
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,708
−HK$1,874/mo
Today · 4.125%
HK$72,582
baseline
▲ 0.50% · 4.625%
HK$76,408
+HK$3,826/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,164/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,531 · Scale 2, in force from 26 Feb 2026)