LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,389
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,459
−HK$1,086/mo
Today · 4.125%
HK$36,545
baseline
▲ 0.50% · 4.625%
HK$38,769
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,090/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,257
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,283
−HK$1,041/mo
Today · 4.125%
HK$40,324
baseline
▲ 0.50% · 4.625%
HK$42,450
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,648/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,267
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,550
−HK$1,305/mo
Today · 4.125%
HK$43,855
baseline
▲ 0.50% · 4.625%
HK$46,523
+HK$2,668/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,710/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,909
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,140
−HK$1,249/mo
Today · 4.125%
HK$48,389
baseline
▲ 0.50% · 4.625%
HK$50,940
+HK$2,551/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,778/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,145
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,642
−HK$1,522/mo
Today · 4.125%
HK$51,164
baseline
▲ 0.50% · 4.625%
HK$54,277
+HK$3,113/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$102,328/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,560
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,997
−HK$1,457/mo
Today · 4.125%
HK$56,454
baseline
▲ 0.50% · 4.625%
HK$59,430
+HK$2,976/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$112,908/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,900
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,826
−HK$1,956/mo
Today · 4.125%
HK$65,782
baseline
▲ 0.50% · 4.625%
HK$69,784
+HK$4,002/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,564/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,863
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,710
−HK$1,874/mo
Today · 4.125%
HK$72,584
baseline
▲ 0.50% · 4.625%
HK$76,410
+HK$3,826/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,168/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,545 · Scale 2, in force from 26 Feb 2026)