LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,392
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,462
−HK$1,086/mo
Today · 4.125%
HK$36,548
baseline
▲ 0.50% · 4.625%
HK$38,772
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,096/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,260
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,287
−HK$1,041/mo
Today · 4.125%
HK$40,328
baseline
▲ 0.50% · 4.625%
HK$42,453
+HK$2,125/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,656/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,270
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,554
−HK$1,304/mo
Today · 4.125%
HK$43,858
baseline
▲ 0.50% · 4.625%
HK$46,527
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,716/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,913
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,144
−HK$1,249/mo
Today · 4.125%
HK$48,393
baseline
▲ 0.50% · 4.625%
HK$50,944
+HK$2,551/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,786/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,148
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,646
−HK$1,522/mo
Today · 4.125%
HK$51,168
baseline
▲ 0.50% · 4.625%
HK$54,281
+HK$3,113/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$102,336/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,565
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,001
−HK$1,458/mo
Today · 4.125%
HK$56,459
baseline
▲ 0.50% · 4.625%
HK$59,435
+HK$2,976/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$112,918/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,905
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,831
−HK$1,956/mo
Today · 4.125%
HK$65,787
baseline
▲ 0.50% · 4.625%
HK$69,790
+HK$4,003/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,574/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,869
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,716
−HK$1,874/mo
Today · 4.125%
HK$72,590
baseline
▲ 0.50% · 4.625%
HK$76,416
+HK$3,826/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,180/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,591 · Scale 2, in force from 26 Feb 2026)