LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,393
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,463
−HK$1,087/mo
Today · 4.125%
HK$36,550
baseline
▲ 0.50% · 4.625%
HK$38,774
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,100/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,262
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,288
−HK$1,041/mo
Today · 4.125%
HK$40,329
baseline
▲ 0.50% · 4.625%
HK$42,455
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,658/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,272
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,556
−HK$1,304/mo
Today · 4.125%
HK$43,860
baseline
▲ 0.50% · 4.625%
HK$46,529
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,720/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,915
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,146
−HK$1,249/mo
Today · 4.125%
HK$48,395
baseline
▲ 0.50% · 4.625%
HK$50,946
+HK$2,551/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,790/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,151
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,648
−HK$1,522/mo
Today · 4.125%
HK$51,170
baseline
▲ 0.50% · 4.625%
HK$54,284
+HK$3,114/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$102,340/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,567
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,004
−HK$1,457/mo
Today · 4.125%
HK$56,461
baseline
▲ 0.50% · 4.625%
HK$59,437
+HK$2,976/mo
Deposit HK$4.52M · loan HK$10.56M · min. income ≈ HK$112,922/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,908
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,834
−HK$1,956/mo
Today · 4.125%
HK$65,790
baseline
▲ 0.50% · 4.625%
HK$69,793
+HK$4,003/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$131,580/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,872
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,719
−HK$1,874/mo
Today · 4.125%
HK$72,593
baseline
▲ 0.50% · 4.625%
HK$76,419
+HK$3,826/mo
Deposit HK$1.51M · loan HK$13.57M · min. income ≈ HK$145,186/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,616 · Scale 2, in force from 26 Feb 2026)