LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,395
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,464
−HK$1,087/mo
Today · 4.125%
HK$36,551
baseline
▲ 0.50% · 4.625%
HK$38,775
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,102/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,264
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,290
−HK$1,041/mo
Today · 4.125%
HK$40,331
baseline
▲ 0.50% · 4.625%
HK$42,457
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,662/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,273
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,557
−HK$1,305/mo
Today · 4.125%
HK$43,862
baseline
▲ 0.50% · 4.625%
HK$46,531
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,724/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,916
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,148
−HK$1,249/mo
Today · 4.125%
HK$48,397
baseline
▲ 0.50% · 4.625%
HK$50,948
+HK$2,551/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,794/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,152
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,650
−HK$1,522/mo
Today · 4.125%
HK$51,172
baseline
▲ 0.50% · 4.625%
HK$54,286
+HK$3,114/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,344/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,569
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,006
−HK$1,457/mo
Today · 4.125%
HK$56,463
baseline
▲ 0.50% · 4.625%
HK$59,439
+HK$2,976/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,926/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,910
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,836
−HK$1,957/mo
Today · 4.125%
HK$65,793
baseline
▲ 0.50% · 4.625%
HK$69,796
+HK$4,003/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,586/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,874
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,722
−HK$1,874/mo
Today · 4.125%
HK$72,596
baseline
▲ 0.50% · 4.625%
HK$76,422
+HK$3,826/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,192/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,637 · Scale 2, in force from 26 Feb 2026)