LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,397
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,467
−HK$1,087/mo
Today · 4.125%
HK$36,554
baseline
▲ 0.50% · 4.625%
HK$38,778
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,108/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,266
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,292
−HK$1,042/mo
Today · 4.125%
HK$40,334
baseline
▲ 0.50% · 4.625%
HK$42,460
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,668/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,276
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,560
−HK$1,305/mo
Today · 4.125%
HK$43,865
baseline
▲ 0.50% · 4.625%
HK$46,534
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,730/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,919
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,151
−HK$1,249/mo
Today · 4.125%
HK$48,400
baseline
▲ 0.50% · 4.625%
HK$50,952
+HK$2,552/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,800/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,156
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,654
−HK$1,521/mo
Today · 4.125%
HK$51,175
baseline
▲ 0.50% · 4.625%
HK$54,289
+HK$3,114/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,350/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,573
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,009
−HK$1,458/mo
Today · 4.125%
HK$56,467
baseline
▲ 0.50% · 4.625%
HK$59,443
+HK$2,976/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,934/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,914
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,840
−HK$1,957/mo
Today · 4.125%
HK$65,797
baseline
▲ 0.50% · 4.625%
HK$69,801
+HK$4,004/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,594/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,879
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,726
−HK$1,874/mo
Today · 4.125%
HK$72,600
baseline
▲ 0.50% · 4.625%
HK$76,427
+HK$3,827/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,200/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,675 · Scale 2, in force from 26 Feb 2026)