LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,398
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,468
−HK$1,087/mo
Today · 4.125%
HK$36,555
baseline
▲ 0.50% · 4.625%
HK$38,779
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,110/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,267
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,293
−HK$1,041/mo
Today · 4.125%
HK$40,334
baseline
▲ 0.50% · 4.625%
HK$42,461
+HK$2,127/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,668/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,277
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,561
−HK$1,305/mo
Today · 4.125%
HK$43,866
baseline
▲ 0.50% · 4.625%
HK$46,535
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,732/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,920
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,152
−HK$1,249/mo
Today · 4.125%
HK$48,401
baseline
▲ 0.50% · 4.625%
HK$50,953
+HK$2,552/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,802/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,157
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,655
−HK$1,522/mo
Today · 4.125%
HK$51,177
baseline
▲ 0.50% · 4.625%
HK$54,291
+HK$3,114/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,354/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,574
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,011
−HK$1,457/mo
Today · 4.125%
HK$56,468
baseline
▲ 0.50% · 4.625%
HK$59,445
+HK$2,977/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,936/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,916
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,842
−HK$1,956/mo
Today · 4.125%
HK$65,798
baseline
▲ 0.50% · 4.625%
HK$69,802
+HK$4,004/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,596/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,881
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,728
−HK$1,874/mo
Today · 4.125%
HK$72,602
baseline
▲ 0.50% · 4.625%
HK$76,429
+HK$3,827/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,204/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,688 · Scale 2, in force from 26 Feb 2026)