LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,398
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,468
−HK$1,087/mo
Today · 4.125%
HK$36,555
baseline
▲ 0.50% · 4.625%
HK$38,780
+HK$2,225/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,110/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,268
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,294
−HK$1,041/mo
Today · 4.125%
HK$40,335
baseline
▲ 0.50% · 4.625%
HK$42,461
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,670/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,278
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,562
−HK$1,304/mo
Today · 4.125%
HK$43,866
baseline
▲ 0.50% · 4.625%
HK$46,536
+HK$2,670/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,732/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,921
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,153
−HK$1,249/mo
Today · 4.125%
HK$48,402
baseline
▲ 0.50% · 4.625%
HK$50,954
+HK$2,552/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,804/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,158
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,656
−HK$1,522/mo
Today · 4.125%
HK$51,178
baseline
▲ 0.50% · 4.625%
HK$54,292
+HK$3,114/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,356/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,575
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,012
−HK$1,457/mo
Today · 4.125%
HK$56,469
baseline
▲ 0.50% · 4.625%
HK$59,446
+HK$2,977/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,938/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,917
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,843
−HK$1,957/mo
Today · 4.125%
HK$65,800
baseline
▲ 0.50% · 4.625%
HK$69,803
+HK$4,003/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,600/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,882
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,729
−HK$1,874/mo
Today · 4.125%
HK$72,603
baseline
▲ 0.50% · 4.625%
HK$76,430
+HK$3,827/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,206/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,698 · Scale 2, in force from 26 Feb 2026)