LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,399
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,469
−HK$1,087/mo
Today · 4.125%
HK$36,556
baseline
▲ 0.50% · 4.625%
HK$38,781
+HK$2,225/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,112/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,269
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,295
−HK$1,041/mo
Today · 4.125%
HK$40,336
baseline
▲ 0.50% · 4.625%
HK$42,463
+HK$2,127/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,672/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,279
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,563
−HK$1,305/mo
Today · 4.125%
HK$43,868
baseline
▲ 0.50% · 4.625%
HK$46,537
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,736/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,923
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,154
−HK$1,250/mo
Today · 4.125%
HK$48,404
baseline
▲ 0.50% · 4.625%
HK$50,955
+HK$2,551/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,808/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,159
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,657
−HK$1,522/mo
Today · 4.125%
HK$51,179
baseline
▲ 0.50% · 4.625%
HK$54,293
+HK$3,114/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,358/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,576
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,013
−HK$1,458/mo
Today · 4.125%
HK$56,471
baseline
▲ 0.50% · 4.625%
HK$59,448
+HK$2,977/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,942/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,919
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,845
−HK$1,957/mo
Today · 4.125%
HK$65,802
baseline
▲ 0.50% · 4.625%
HK$69,805
+HK$4,003/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,604/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,884
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,731
−HK$1,875/mo
Today · 4.125%
HK$72,606
baseline
▲ 0.50% · 4.625%
HK$76,433
+HK$3,827/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,212/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,715 · Scale 2, in force from 26 Feb 2026)