LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,400
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,470
−HK$1,087/mo
Today · 4.125%
HK$36,557
baseline
▲ 0.50% · 4.625%
HK$38,781
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,114/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,269
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,296
−HK$1,041/mo
Today · 4.125%
HK$40,337
baseline
▲ 0.50% · 4.625%
HK$42,463
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,674/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,280
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,564
−HK$1,304/mo
Today · 4.125%
HK$43,868
baseline
▲ 0.50% · 4.625%
HK$46,537
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,736/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,923
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,155
−HK$1,249/mo
Today · 4.125%
HK$48,404
baseline
▲ 0.50% · 4.625%
HK$50,956
+HK$2,552/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,808/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,159
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,657
−HK$1,522/mo
Today · 4.125%
HK$51,179
baseline
▲ 0.50% · 4.625%
HK$54,294
+HK$3,115/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,358/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,577
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,014
−HK$1,457/mo
Today · 4.125%
HK$56,471
baseline
▲ 0.50% · 4.625%
HK$59,448
+HK$2,977/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,942/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,919
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,845
−HK$1,957/mo
Today · 4.125%
HK$65,802
baseline
▲ 0.50% · 4.625%
HK$69,806
+HK$4,004/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,604/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,885
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$70,732
−HK$1,874/mo
Today · 4.125%
HK$72,606
baseline
▲ 0.50% · 4.625%
HK$76,433
+HK$3,827/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,212/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,720 · Scale 2, in force from 26 Feb 2026)