LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,401
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,471
−HK$1,087/mo
Today · 4.125%
HK$36,558
baseline
▲ 0.50% · 4.625%
HK$38,783
+HK$2,225/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,116/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,271
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,297
−HK$1,041/mo
Today · 4.125%
HK$40,338
baseline
▲ 0.50% · 4.625%
HK$42,465
+HK$2,127/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,676/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,281
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,565
−HK$1,305/mo
Today · 4.125%
HK$43,870
baseline
▲ 0.50% · 4.625%
HK$46,539
+HK$2,669/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,740/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,925
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,156
−HK$1,250/mo
Today · 4.125%
HK$48,406
baseline
▲ 0.50% · 4.625%
HK$50,957
+HK$2,551/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,812/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,161
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,659
−HK$1,522/mo
Today · 4.125%
HK$51,181
baseline
▲ 0.50% · 4.625%
HK$54,296
+HK$3,115/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,362/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,579
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,016
−HK$1,458/mo
Today · 4.125%
HK$56,474
baseline
▲ 0.50% · 4.625%
HK$59,450
+HK$2,976/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,948/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,922
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,848
−HK$1,957/mo
Today · 4.125%
HK$65,805
baseline
▲ 0.50% · 4.625%
HK$69,809
+HK$4,004/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,610/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,887
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,735
−HK$1,874/mo
Today · 4.125%
HK$72,609
baseline
▲ 0.50% · 4.625%
HK$76,436
+HK$3,827/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,218/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,740 · Scale 2, in force from 26 Feb 2026)