LTV · monthly repayment
▼ 0.50% · 3.625%
HK$344,017
−HK$21,572/mo
▼ 0.25% · 3.875%
HK$354,717
−HK$10,872/mo
Today · 4.125%
HK$365,589
baseline
▲ 0.50% · 4.625%
HK$387,835
+HK$22,246/mo
Deposit HK$75.43M · loan HK$75.43M · min. income ≈ HK$731,178/mo (50% DSR)
Upfront cash ≈ HK$85.24M (deposit + AVD stamp duty HK$9,806,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,715
−HK$20,677/mo
▼ 0.25% · 3.875%
HK$392,979
−HK$10,413/mo
Today · 4.125%
HK$403,392
baseline
▲ 0.50% · 4.625%
HK$424,655
+HK$21,263/mo
Deposit HK$75.43M · loan HK$75.43M · min. income ≈ HK$806,784/mo (50% DSR)
Upfront cash ≈ HK$85.24M (deposit + AVD stamp duty HK$9,806,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,820
−HK$25,887/mo
▼ 0.25% · 3.875%
HK$425,661
−HK$13,046/mo
Today · 4.125%
HK$438,707
baseline
▲ 0.50% · 4.625%
HK$465,402
+HK$26,695/mo
Deposit HK$60.35M · loan HK$90.52M · min. income ≈ HK$877,414/mo (50% DSR)
Upfront cash ≈ HK$70.15M (deposit + AVD stamp duty HK$9,806,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$459,258
−HK$24,812/mo
▼ 0.25% · 3.875%
HK$471,575
−HK$12,495/mo
Today · 4.125%
HK$484,070
baseline
▲ 0.50% · 4.625%
HK$509,586
+HK$25,516/mo
Deposit HK$60.35M · loan HK$90.52M · min. income ≈ HK$968,140/mo (50% DSR)
Upfront cash ≈ HK$70.15M (deposit + AVD stamp duty HK$9,806,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$481,623
−HK$30,202/mo
▼ 0.25% · 3.875%
HK$496,604
−HK$15,221/mo
Today · 4.125%
HK$511,825
baseline
▲ 0.50% · 4.625%
HK$542,969
+HK$31,144/mo
Deposit HK$45.26M · loan HK$105.61M · min. income ≈ HK$1,023,650/mo (50% DSR)
Upfront cash ≈ HK$55.07M (deposit + AVD stamp duty HK$9,806,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$535,801
−HK$28,948/mo
▼ 0.25% · 3.875%
HK$550,171
−HK$14,578/mo
Today · 4.125%
HK$564,749
baseline
▲ 0.50% · 4.625%
HK$594,517
+HK$29,768/mo
Deposit HK$45.26M · loan HK$105.61M · min. income ≈ HK$1,129,498/mo (50% DSR)
Upfront cash ≈ HK$55.07M (deposit + AVD stamp duty HK$9,806,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$619,230
−HK$38,831/mo
▼ 0.25% · 3.875%
HK$638,491
−HK$19,570/mo
Today · 4.125%
HK$658,061
baseline
▲ 0.50% · 4.625%
HK$698,102
+HK$40,041/mo
Deposit HK$15.09M · loan HK$135.78M · min. income ≈ HK$1,316,122/mo (50% DSR)
Upfront cash ≈ HK$24.89M (deposit + AVD stamp duty HK$9,806,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$688,887
−HK$37,218/mo
▼ 0.25% · 3.875%
HK$707,363
−HK$18,742/mo
Today · 4.125%
HK$726,105
baseline
▲ 0.50% · 4.625%
HK$764,379
+HK$38,274/mo
Deposit HK$15.09M · loan HK$135.78M · min. income ≈ HK$1,452,210/mo (50% DSR)
Upfront cash ≈ HK$24.89M (deposit + AVD stamp duty HK$9,806,387 · Scale 2, in force from 26 Feb 2026)