LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,402
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,472
−HK$1,088/mo
Today · 4.125%
HK$36,560
baseline
▲ 0.50% · 4.625%
HK$38,784
+HK$2,224/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,120/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,272
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,299
−HK$1,041/mo
Today · 4.125%
HK$40,340
baseline
▲ 0.50% · 4.625%
HK$42,466
+HK$2,126/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,680/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,283
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,567
−HK$1,304/mo
Today · 4.125%
HK$43,871
baseline
▲ 0.50% · 4.625%
HK$46,541
+HK$2,670/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$87,742/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,927
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,158
−HK$1,250/mo
Today · 4.125%
HK$48,408
baseline
▲ 0.50% · 4.625%
HK$50,960
+HK$2,552/mo
Deposit HK$6.03M · loan HK$9.05M · min. income ≈ HK$96,816/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,163
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,661
−HK$1,522/mo
Today · 4.125%
HK$51,183
baseline
▲ 0.50% · 4.625%
HK$54,298
+HK$3,115/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,366/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,581
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,018
−HK$1,458/mo
Today · 4.125%
HK$56,476
baseline
▲ 0.50% · 4.625%
HK$59,453
+HK$2,977/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,952/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,924
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,850
−HK$1,957/mo
Today · 4.125%
HK$65,807
baseline
▲ 0.50% · 4.625%
HK$69,811
+HK$4,004/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,614/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,890
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,737
−HK$1,875/mo
Today · 4.125%
HK$72,612
baseline
▲ 0.50% · 4.625%
HK$76,439
+HK$3,827/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,224/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,763 · Scale 2, in force from 26 Feb 2026)