LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,407
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,477
−HK$1,087/mo
Today · 4.125%
HK$36,564
baseline
▲ 0.50% · 4.625%
HK$38,789
+HK$2,225/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,128/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,277
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,304
−HK$1,041/mo
Today · 4.125%
HK$40,345
baseline
▲ 0.50% · 4.625%
HK$42,472
+HK$2,127/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,690/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,288
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,572
−HK$1,305/mo
Today · 4.125%
HK$43,877
baseline
▲ 0.50% · 4.625%
HK$46,547
+HK$2,670/mo
Deposit HK$6.04M · loan HK$9.05M · min. income ≈ HK$87,754/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,932
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,164
−HK$1,250/mo
Today · 4.125%
HK$48,414
baseline
▲ 0.50% · 4.625%
HK$50,966
+HK$2,552/mo
Deposit HK$6.04M · loan HK$9.05M · min. income ≈ HK$96,828/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,169
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,668
−HK$1,522/mo
Today · 4.125%
HK$51,190
baseline
▲ 0.50% · 4.625%
HK$54,305
+HK$3,115/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,380/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,588
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,025
−HK$1,458/mo
Today · 4.125%
HK$56,483
baseline
▲ 0.50% · 4.625%
HK$59,460
+HK$2,977/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,966/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,932
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,858
−HK$1,958/mo
Today · 4.125%
HK$65,816
baseline
▲ 0.50% · 4.625%
HK$69,820
+HK$4,004/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,632/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,899
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,746
−HK$1,875/mo
Today · 4.125%
HK$72,621
baseline
▲ 0.50% · 4.625%
HK$76,449
+HK$3,828/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,242/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,835 · Scale 2, in force from 26 Feb 2026)