LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,408
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,478
−HK$1,088/mo
Today · 4.125%
HK$36,566
baseline
▲ 0.50% · 4.625%
HK$38,791
+HK$2,225/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$73,132/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,279
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,305
−HK$1,042/mo
Today · 4.125%
HK$40,347
baseline
▲ 0.50% · 4.625%
HK$42,474
+HK$2,127/mo
Deposit HK$7.54M · loan HK$7.54M · min. income ≈ HK$80,694/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,290
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,574
−HK$1,305/mo
Today · 4.125%
HK$43,879
baseline
▲ 0.50% · 4.625%
HK$46,549
+HK$2,670/mo
Deposit HK$6.04M · loan HK$9.05M · min. income ≈ HK$87,758/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,934
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,166
−HK$1,250/mo
Today · 4.125%
HK$48,416
baseline
▲ 0.50% · 4.625%
HK$50,968
+HK$2,552/mo
Deposit HK$6.04M · loan HK$9.05M · min. income ≈ HK$96,832/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,171
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,670
−HK$1,522/mo
Today · 4.125%
HK$51,192
baseline
▲ 0.50% · 4.625%
HK$54,307
+HK$3,115/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,384/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,590
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,027
−HK$1,458/mo
Today · 4.125%
HK$56,485
baseline
▲ 0.50% · 4.625%
HK$59,463
+HK$2,978/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,970/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,935
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$63,861
−HK$1,957/mo
Today · 4.125%
HK$65,818
baseline
▲ 0.50% · 4.625%
HK$69,823
+HK$4,005/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,636/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,902
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,750
−HK$1,874/mo
Today · 4.125%
HK$72,624
baseline
▲ 0.50% · 4.625%
HK$76,452
+HK$3,828/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,248/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,860 · Scale 2, in force from 26 Feb 2026)