LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,409
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,479
−HK$1,088/mo
Today · 4.125%
HK$36,567
baseline
▲ 0.50% · 4.625%
HK$38,792
+HK$2,225/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,134/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,280
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,306
−HK$1,042/mo
Today · 4.125%
HK$40,348
baseline
▲ 0.50% · 4.625%
HK$42,475
+HK$2,127/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,696/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,291
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,575
−HK$1,305/mo
Today · 4.125%
HK$43,880
baseline
▲ 0.50% · 4.625%
HK$46,550
+HK$2,670/mo
Deposit HK$6.04M · loan HK$9.05M · min. income ≈ HK$87,760/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,936
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,168
−HK$1,250/mo
Today · 4.125%
HK$48,418
baseline
▲ 0.50% · 4.625%
HK$50,970
+HK$2,552/mo
Deposit HK$6.04M · loan HK$9.05M · min. income ≈ HK$96,836/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,173
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,671
−HK$1,523/mo
Today · 4.125%
HK$51,194
baseline
▲ 0.50% · 4.625%
HK$54,309
+HK$3,115/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,388/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,592
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,029
−HK$1,458/mo
Today · 4.125%
HK$56,487
baseline
▲ 0.50% · 4.625%
HK$59,465
+HK$2,978/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,974/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,936
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,863
−HK$1,957/mo
Today · 4.125%
HK$65,820
baseline
▲ 0.50% · 4.625%
HK$69,825
+HK$4,005/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,640/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,904
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,752
−HK$1,874/mo
Today · 4.125%
HK$72,626
baseline
▲ 0.50% · 4.625%
HK$76,455
+HK$3,829/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,252/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,876 · Scale 2, in force from 26 Feb 2026)