LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,410
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,480
−HK$1,087/mo
Today · 4.125%
HK$36,567
baseline
▲ 0.50% · 4.625%
HK$38,793
+HK$2,226/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,134/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,280
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,307
−HK$1,042/mo
Today · 4.125%
HK$40,349
baseline
▲ 0.50% · 4.625%
HK$42,475
+HK$2,126/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,698/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,292
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,576
−HK$1,305/mo
Today · 4.125%
HK$43,881
baseline
▲ 0.50% · 4.625%
HK$46,551
+HK$2,670/mo
Deposit HK$6.04M · loan HK$9.05M · min. income ≈ HK$87,762/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,937
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,169
−HK$1,249/mo
Today · 4.125%
HK$48,418
baseline
▲ 0.50% · 4.625%
HK$50,971
+HK$2,553/mo
Deposit HK$6.04M · loan HK$9.05M · min. income ≈ HK$96,836/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,174
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,672
−HK$1,522/mo
Today · 4.125%
HK$51,194
baseline
▲ 0.50% · 4.625%
HK$54,310
+HK$3,116/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,388/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,593
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,030
−HK$1,458/mo
Today · 4.125%
HK$56,488
baseline
▲ 0.50% · 4.625%
HK$59,466
+HK$2,978/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,976/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,937
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$63,864
−HK$1,957/mo
Today · 4.125%
HK$65,821
baseline
▲ 0.50% · 4.625%
HK$69,827
+HK$4,006/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,642/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,905
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$70,753
−HK$1,874/mo
Today · 4.125%
HK$72,627
baseline
▲ 0.50% · 4.625%
HK$76,456
+HK$3,829/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,254/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,886 · Scale 2, in force from 26 Feb 2026)