LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,412
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,483
−HK$1,087/mo
Today · 4.125%
HK$36,570
baseline
▲ 0.50% · 4.625%
HK$38,796
+HK$2,226/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,140/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,284
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,310
−HK$1,042/mo
Today · 4.125%
HK$40,352
baseline
▲ 0.50% · 4.625%
HK$42,479
+HK$2,127/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,704/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,295
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,579
−HK$1,305/mo
Today · 4.125%
HK$43,884
baseline
▲ 0.50% · 4.625%
HK$46,555
+HK$2,671/mo
Deposit HK$6.04M · loan HK$9.05M · min. income ≈ HK$87,768/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,940
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,172
−HK$1,250/mo
Today · 4.125%
HK$48,422
baseline
▲ 0.50% · 4.625%
HK$50,975
+HK$2,553/mo
Deposit HK$6.04M · loan HK$9.05M · min. income ≈ HK$96,844/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,177
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,676
−HK$1,523/mo
Today · 4.125%
HK$51,199
baseline
▲ 0.50% · 4.625%
HK$54,314
+HK$3,115/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,398/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,597
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,034
−HK$1,459/mo
Today · 4.125%
HK$56,493
baseline
▲ 0.50% · 4.625%
HK$59,470
+HK$2,977/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,986/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,942
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,869
−HK$1,958/mo
Today · 4.125%
HK$65,827
baseline
▲ 0.50% · 4.625%
HK$69,832
+HK$4,005/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,654/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$565,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,910
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,758
−HK$1,875/mo
Today · 4.125%
HK$72,633
baseline
▲ 0.50% · 4.625%
HK$76,462
+HK$3,829/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,266/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$565,931 · Scale 2, in force from 26 Feb 2026)