LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,413
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,483
−HK$1,088/mo
Today · 4.125%
HK$36,571
baseline
▲ 0.50% · 4.625%
HK$38,796
+HK$2,225/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,142/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,284
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,311
−HK$1,042/mo
Today · 4.125%
HK$40,353
baseline
▲ 0.50% · 4.625%
HK$42,480
+HK$2,127/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,706/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,296
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,580
−HK$1,305/mo
Today · 4.125%
HK$43,885
baseline
▲ 0.50% · 4.625%
HK$46,556
+HK$2,671/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,770/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,941
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,173
−HK$1,250/mo
Today · 4.125%
HK$48,423
baseline
▲ 0.50% · 4.625%
HK$50,975
+HK$2,552/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,846/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,178
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,677
−HK$1,522/mo
Today · 4.125%
HK$51,199
baseline
▲ 0.50% · 4.625%
HK$54,315
+HK$3,116/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,398/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,598
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,035
−HK$1,459/mo
Today · 4.125%
HK$56,494
baseline
▲ 0.50% · 4.625%
HK$59,471
+HK$2,977/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,988/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,943
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,870
−HK$1,958/mo
Today · 4.125%
HK$65,828
baseline
▲ 0.50% · 4.625%
HK$69,833
+HK$4,005/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,656/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$565,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,912
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,760
−HK$1,875/mo
Today · 4.125%
HK$72,635
baseline
▲ 0.50% · 4.625%
HK$76,463
+HK$3,828/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,270/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$565,941 · Scale 2, in force from 26 Feb 2026)