LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,414
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,484
−HK$1,088/mo
Today · 4.125%
HK$36,572
baseline
▲ 0.50% · 4.625%
HK$38,797
+HK$2,225/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,144/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,285
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,312
−HK$1,042/mo
Today · 4.125%
HK$40,354
baseline
▲ 0.50% · 4.625%
HK$42,481
+HK$2,127/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,708/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,297
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,581
−HK$1,305/mo
Today · 4.125%
HK$43,886
baseline
▲ 0.50% · 4.625%
HK$46,557
+HK$2,671/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,772/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,942
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,174
−HK$1,250/mo
Today · 4.125%
HK$48,424
baseline
▲ 0.50% · 4.625%
HK$50,977
+HK$2,553/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,848/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,180
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,678
−HK$1,523/mo
Today · 4.125%
HK$51,201
baseline
▲ 0.50% · 4.625%
HK$54,316
+HK$3,115/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,402/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,599
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,037
−HK$1,458/mo
Today · 4.125%
HK$56,495
baseline
▲ 0.50% · 4.625%
HK$59,473
+HK$2,978/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,990/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,945
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,872
−HK$1,958/mo
Today · 4.125%
HK$65,830
baseline
▲ 0.50% · 4.625%
HK$69,835
+HK$4,005/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,660/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$565,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,913
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,762
−HK$1,875/mo
Today · 4.125%
HK$72,637
baseline
▲ 0.50% · 4.625%
HK$76,465
+HK$3,828/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,274/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$565,956 · Scale 2, in force from 26 Feb 2026)