LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,414
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,485
−HK$1,088/mo
Today · 4.125%
HK$36,573
baseline
▲ 0.50% · 4.625%
HK$38,798
+HK$2,225/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,146/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,286
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,313
−HK$1,041/mo
Today · 4.125%
HK$40,354
baseline
▲ 0.50% · 4.625%
HK$42,481
+HK$2,127/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,708/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$565,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,297
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,582
−HK$1,305/mo
Today · 4.125%
HK$43,887
baseline
▲ 0.50% · 4.625%
HK$46,557
+HK$2,670/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,774/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,943
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,175
−HK$1,250/mo
Today · 4.125%
HK$48,425
baseline
▲ 0.50% · 4.625%
HK$50,978
+HK$2,553/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,850/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$565,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,180
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,679
−HK$1,523/mo
Today · 4.125%
HK$51,202
baseline
▲ 0.50% · 4.625%
HK$54,317
+HK$3,115/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$102,404/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,600
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,038
−HK$1,458/mo
Today · 4.125%
HK$56,496
baseline
▲ 0.50% · 4.625%
HK$59,474
+HK$2,978/mo
Deposit HK$4.53M · loan HK$10.56M · min. income ≈ HK$112,992/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,946
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,873
−HK$1,958/mo
Today · 4.125%
HK$65,831
baseline
▲ 0.50% · 4.625%
HK$69,836
+HK$4,005/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,662/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$565,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,914
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,763
−HK$1,875/mo
Today · 4.125%
HK$72,638
baseline
▲ 0.50% · 4.625%
HK$76,466
+HK$3,828/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,276/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$565,964 · Scale 2, in force from 26 Feb 2026)