LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,418
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,489
−HK$1,087/mo
Today · 4.125%
HK$36,576
baseline
▲ 0.50% · 4.625%
HK$38,802
+HK$2,226/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,152/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$566,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,290
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,317
−HK$1,041/mo
Today · 4.125%
HK$40,358
baseline
▲ 0.50% · 4.625%
HK$42,486
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,716/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$566,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,302
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,586
−HK$1,306/mo
Today · 4.125%
HK$43,892
baseline
▲ 0.50% · 4.625%
HK$46,562
+HK$2,670/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,784/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$566,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,948
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,180
−HK$1,250/mo
Today · 4.125%
HK$48,430
baseline
▲ 0.50% · 4.625%
HK$50,983
+HK$2,553/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,860/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$566,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,185
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,684
−HK$1,523/mo
Today · 4.125%
HK$51,207
baseline
▲ 0.50% · 4.625%
HK$54,323
+HK$3,116/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,414/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$566,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,606
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,043
−HK$1,459/mo
Today · 4.125%
HK$56,502
baseline
▲ 0.50% · 4.625%
HK$59,480
+HK$2,978/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,004/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$566,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,952
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,880
−HK$1,957/mo
Today · 4.125%
HK$65,837
baseline
▲ 0.50% · 4.625%
HK$69,843
+HK$4,006/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$131,674/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,922
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$70,770
−HK$1,875/mo
Today · 4.125%
HK$72,645
baseline
▲ 0.50% · 4.625%
HK$76,474
+HK$3,829/mo
Deposit HK$1.51M · loan HK$13.58M · min. income ≈ HK$145,290/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,023 · Scale 2, in force from 26 Feb 2026)