LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,419
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,490
−HK$1,088/mo
Today · 4.125%
HK$36,578
baseline
▲ 0.50% · 4.625%
HK$38,803
+HK$2,225/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,156/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$566,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,291
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,318
−HK$1,042/mo
Today · 4.125%
HK$40,360
baseline
▲ 0.50% · 4.625%
HK$42,487
+HK$2,127/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,720/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$566,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,303
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,588
−HK$1,305/mo
Today · 4.125%
HK$43,893
baseline
▲ 0.50% · 4.625%
HK$46,564
+HK$2,671/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,786/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$566,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,949
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,182
−HK$1,250/mo
Today · 4.125%
HK$48,432
baseline
▲ 0.50% · 4.625%
HK$50,985
+HK$2,553/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,864/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$566,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,187
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,686
−HK$1,523/mo
Today · 4.125%
HK$51,209
baseline
▲ 0.50% · 4.625%
HK$54,325
+HK$3,116/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,418/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$566,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,608
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,045
−HK$1,459/mo
Today · 4.125%
HK$56,504
baseline
▲ 0.50% · 4.625%
HK$59,482
+HK$2,978/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,008/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$566,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,955
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,882
−HK$1,958/mo
Today · 4.125%
HK$65,840
baseline
▲ 0.50% · 4.625%
HK$69,846
+HK$4,006/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,680/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,924
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,773
−HK$1,875/mo
Today · 4.125%
HK$72,648
baseline
▲ 0.50% · 4.625%
HK$76,477
+HK$3,829/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,296/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,045 · Scale 2, in force from 26 Feb 2026)