LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,421
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,492
−HK$1,088/mo
Today · 4.125%
HK$36,580
baseline
▲ 0.50% · 4.625%
HK$38,806
+HK$2,226/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,160/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$566,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,293
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,320
−HK$1,042/mo
Today · 4.125%
HK$40,362
baseline
▲ 0.50% · 4.625%
HK$42,490
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,724/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$566,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,306
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,591
−HK$1,305/mo
Today · 4.125%
HK$43,896
baseline
▲ 0.50% · 4.625%
HK$46,567
+HK$2,671/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,792/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$566,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,952
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,185
−HK$1,250/mo
Today · 4.125%
HK$48,435
baseline
▲ 0.50% · 4.625%
HK$50,988
+HK$2,553/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,870/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$566,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,190
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,689
−HK$1,523/mo
Today · 4.125%
HK$51,212
baseline
▲ 0.50% · 4.625%
HK$54,328
+HK$3,116/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,424/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$566,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,611
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,049
−HK$1,458/mo
Today · 4.125%
HK$56,507
baseline
▲ 0.50% · 4.625%
HK$59,486
+HK$2,979/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,014/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$566,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,959
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$63,886
−HK$1,958/mo
Today · 4.125%
HK$65,844
baseline
▲ 0.50% · 4.625%
HK$69,850
+HK$4,006/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,688/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,928
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,777
−HK$1,875/mo
Today · 4.125%
HK$72,652
baseline
▲ 0.50% · 4.625%
HK$76,482
+HK$3,830/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,304/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,078 · Scale 2, in force from 26 Feb 2026)