LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,424
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,494
−HK$1,088/mo
Today · 4.125%
HK$36,582
baseline
▲ 0.50% · 4.625%
HK$38,808
+HK$2,226/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,164/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$566,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,296
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,323
−HK$1,042/mo
Today · 4.125%
HK$40,365
baseline
▲ 0.50% · 4.625%
HK$42,493
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,730/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$566,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,308
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,593
−HK$1,306/mo
Today · 4.125%
HK$43,899
baseline
▲ 0.50% · 4.625%
HK$46,570
+HK$2,671/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,798/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$566,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,955
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,188
−HK$1,250/mo
Today · 4.125%
HK$48,438
baseline
▲ 0.50% · 4.625%
HK$50,991
+HK$2,553/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,876/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$566,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,193
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,692
−HK$1,523/mo
Today · 4.125%
HK$51,215
baseline
▲ 0.50% · 4.625%
HK$54,331
+HK$3,116/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,430/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,614
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,052
−HK$1,459/mo
Today · 4.125%
HK$56,511
baseline
▲ 0.50% · 4.625%
HK$59,490
+HK$2,979/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,022/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,962
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,890
−HK$1,958/mo
Today · 4.125%
HK$65,848
baseline
▲ 0.50% · 4.625%
HK$69,855
+HK$4,007/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,696/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,933
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,781
−HK$1,876/mo
Today · 4.125%
HK$72,657
baseline
▲ 0.50% · 4.625%
HK$76,487
+HK$3,830/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,314/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,114 · Scale 2, in force from 26 Feb 2026)