LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,425
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,495
−HK$1,088/mo
Today · 4.125%
HK$36,583
baseline
▲ 0.50% · 4.625%
HK$38,809
+HK$2,226/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,166/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$566,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,297
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,324
−HK$1,042/mo
Today · 4.125%
HK$40,366
baseline
▲ 0.50% · 4.625%
HK$42,494
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,732/mo (50% DSR)
Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$566,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,310
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,594
−HK$1,306/mo
Today · 4.125%
HK$43,900
baseline
▲ 0.50% · 4.625%
HK$46,571
+HK$2,671/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,800/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$566,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,956
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,189
−HK$1,250/mo
Today · 4.125%
HK$48,439
baseline
▲ 0.50% · 4.625%
HK$50,993
+HK$2,554/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,878/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$566,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,194
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,694
−HK$1,523/mo
Today · 4.125%
HK$51,217
baseline
▲ 0.50% · 4.625%
HK$54,333
+HK$3,116/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,434/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,616
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,054
−HK$1,459/mo
Today · 4.125%
HK$56,513
baseline
▲ 0.50% · 4.625%
HK$59,491
+HK$2,978/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,026/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,964
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,892
−HK$1,958/mo
Today · 4.125%
HK$65,850
baseline
▲ 0.50% · 4.625%
HK$69,857
+HK$4,007/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,700/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,935
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$70,783
−HK$1,876/mo
Today · 4.125%
HK$72,659
baseline
▲ 0.50% · 4.625%
HK$76,489
+HK$3,830/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,318/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,131 · Scale 2, in force from 26 Feb 2026)