LTV · monthly repayment
▼ 0.50% · 3.625%
HK$344,268
−HK$21,588/mo
▼ 0.25% · 3.875%
HK$354,976
−HK$10,880/mo
Today · 4.125%
HK$365,856
baseline
▲ 0.50% · 4.625%
HK$388,118
+HK$22,262/mo
Deposit HK$75.49M · loan HK$75.49M · min. income ≈ HK$731,712/mo (50% DSR)
Upfront cash ≈ HK$85.30M (deposit + AVD stamp duty HK$9,813,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,994
−HK$20,692/mo
▼ 0.25% · 3.875%
HK$393,266
−HK$10,420/mo
Today · 4.125%
HK$403,686
baseline
▲ 0.50% · 4.625%
HK$424,965
+HK$21,279/mo
Deposit HK$75.49M · loan HK$75.49M · min. income ≈ HK$807,372/mo (50% DSR)
Upfront cash ≈ HK$85.30M (deposit + AVD stamp duty HK$9,813,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,121
−HK$25,906/mo
▼ 0.25% · 3.875%
HK$425,972
−HK$13,055/mo
Today · 4.125%
HK$439,027
baseline
▲ 0.50% · 4.625%
HK$465,741
+HK$26,714/mo
Deposit HK$60.39M · loan HK$90.59M · min. income ≈ HK$878,054/mo (50% DSR)
Upfront cash ≈ HK$70.20M (deposit + AVD stamp duty HK$9,813,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$459,593
−HK$24,830/mo
▼ 0.25% · 3.875%
HK$471,919
−HK$12,504/mo
Today · 4.125%
HK$484,423
baseline
▲ 0.50% · 4.625%
HK$509,958
+HK$25,535/mo
Deposit HK$60.39M · loan HK$90.59M · min. income ≈ HK$968,846/mo (50% DSR)
Upfront cash ≈ HK$70.20M (deposit + AVD stamp duty HK$9,813,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$481,975
−HK$30,224/mo
▼ 0.25% · 3.875%
HK$496,967
−HK$15,232/mo
Today · 4.125%
HK$512,199
baseline
▲ 0.50% · 4.625%
HK$543,365
+HK$31,166/mo
Deposit HK$45.29M · loan HK$105.68M · min. income ≈ HK$1,024,398/mo (50% DSR)
Upfront cash ≈ HK$55.11M (deposit + AVD stamp duty HK$9,813,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$536,192
−HK$28,969/mo
▼ 0.25% · 3.875%
HK$550,572
−HK$14,589/mo
Today · 4.125%
HK$565,161
baseline
▲ 0.50% · 4.625%
HK$594,951
+HK$29,790/mo
Deposit HK$45.29M · loan HK$105.68M · min. income ≈ HK$1,130,322/mo (50% DSR)
Upfront cash ≈ HK$55.11M (deposit + AVD stamp duty HK$9,813,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$619,682
−HK$38,859/mo
▼ 0.25% · 3.875%
HK$638,957
−HK$19,584/mo
Today · 4.125%
HK$658,541
baseline
▲ 0.50% · 4.625%
HK$698,612
+HK$40,071/mo
Deposit HK$15.10M · loan HK$135.88M · min. income ≈ HK$1,317,082/mo (50% DSR)
Upfront cash ≈ HK$24.91M (deposit + AVD stamp duty HK$9,813,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$689,390
−HK$37,245/mo
▼ 0.25% · 3.875%
HK$707,879
−HK$18,756/mo
Today · 4.125%
HK$726,635
baseline
▲ 0.50% · 4.625%
HK$764,937
+HK$38,302/mo
Deposit HK$15.10M · loan HK$135.88M · min. income ≈ HK$1,453,270/mo (50% DSR)
Upfront cash ≈ HK$24.91M (deposit + AVD stamp duty HK$9,813,543 · Scale 2, in force from 26 Feb 2026)