LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,427
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,498
−HK$1,088/mo
Today · 4.125%
HK$36,586
baseline
▲ 0.50% · 4.625%
HK$38,812
+HK$2,226/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,172/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,300
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,327
−HK$1,042/mo
Today · 4.125%
HK$40,369
baseline
▲ 0.50% · 4.625%
HK$42,497
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,738/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,312
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,597
−HK$1,306/mo
Today · 4.125%
HK$43,903
baseline
▲ 0.50% · 4.625%
HK$46,574
+HK$2,671/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,806/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,960
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,192
−HK$1,251/mo
Today · 4.125%
HK$48,443
baseline
▲ 0.50% · 4.625%
HK$50,996
+HK$2,553/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,886/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,198
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,697
−HK$1,523/mo
Today · 4.125%
HK$51,220
baseline
▲ 0.50% · 4.625%
HK$54,337
+HK$3,117/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,440/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,619
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,058
−HK$1,458/mo
Today · 4.125%
HK$56,516
baseline
▲ 0.50% · 4.625%
HK$59,495
+HK$2,979/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,032/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,968
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,896
−HK$1,958/mo
Today · 4.125%
HK$65,854
baseline
▲ 0.50% · 4.625%
HK$69,862
+HK$4,008/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,708/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,939
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,788
−HK$1,876/mo
Today · 4.125%
HK$72,664
baseline
▲ 0.50% · 4.625%
HK$76,494
+HK$3,830/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,328/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,169 · Scale 2, in force from 26 Feb 2026)