LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,429
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,500
−HK$1,088/mo
Today · 4.125%
HK$36,588
baseline
▲ 0.50% · 4.625%
HK$38,815
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,176/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,302
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,329
−HK$1,043/mo
Today · 4.125%
HK$40,372
baseline
▲ 0.50% · 4.625%
HK$42,500
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,744/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,315
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,600
−HK$1,306/mo
Today · 4.125%
HK$43,906
baseline
▲ 0.50% · 4.625%
HK$46,578
+HK$2,672/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,812/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,963
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,195
−HK$1,251/mo
Today · 4.125%
HK$48,446
baseline
▲ 0.50% · 4.625%
HK$51,000
+HK$2,554/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,892/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,201
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,700
−HK$1,524/mo
Today · 4.125%
HK$51,224
baseline
▲ 0.50% · 4.625%
HK$54,340
+HK$3,116/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,448/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,623
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,061
−HK$1,459/mo
Today · 4.125%
HK$56,520
baseline
▲ 0.50% · 4.625%
HK$59,499
+HK$2,979/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,040/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,973
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,900
−HK$1,959/mo
Today · 4.125%
HK$65,859
baseline
▲ 0.50% · 4.625%
HK$69,866
+HK$4,007/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,718/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,944
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,793
−HK$1,876/mo
Today · 4.125%
HK$72,669
baseline
▲ 0.50% · 4.625%
HK$76,499
+HK$3,830/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,338/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,208 · Scale 2, in force from 26 Feb 2026)