LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,430
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,501
−HK$1,088/mo
Today · 4.125%
HK$36,589
baseline
▲ 0.50% · 4.625%
HK$38,816
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,178/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,303
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,331
−HK$1,042/mo
Today · 4.125%
HK$40,373
baseline
▲ 0.50% · 4.625%
HK$42,501
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,746/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,316
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,601
−HK$1,306/mo
Today · 4.125%
HK$43,907
baseline
▲ 0.50% · 4.625%
HK$46,579
+HK$2,672/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,814/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,964
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,197
−HK$1,250/mo
Today · 4.125%
HK$48,447
baseline
▲ 0.50% · 4.625%
HK$51,001
+HK$2,554/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,894/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,202
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,702
−HK$1,523/mo
Today · 4.125%
HK$51,225
baseline
▲ 0.50% · 4.625%
HK$54,342
+HK$3,117/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,450/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,625
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,063
−HK$1,459/mo
Today · 4.125%
HK$56,522
baseline
▲ 0.50% · 4.625%
HK$59,501
+HK$2,979/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,044/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,974
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,902
−HK$1,959/mo
Today · 4.125%
HK$65,861
baseline
▲ 0.50% · 4.625%
HK$69,868
+HK$4,007/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,722/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,946
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,795
−HK$1,876/mo
Today · 4.125%
HK$72,671
baseline
▲ 0.50% · 4.625%
HK$76,501
+HK$3,830/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,342/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,223 · Scale 2, in force from 26 Feb 2026)