LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,431
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,502
−HK$1,088/mo
Today · 4.125%
HK$36,590
baseline
▲ 0.50% · 4.625%
HK$38,817
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,180/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,304
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,331
−HK$1,043/mo
Today · 4.125%
HK$40,374
baseline
▲ 0.50% · 4.625%
HK$42,502
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,748/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,317
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,602
−HK$1,306/mo
Today · 4.125%
HK$43,908
baseline
▲ 0.50% · 4.625%
HK$46,580
+HK$2,672/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,816/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,965
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,198
−HK$1,250/mo
Today · 4.125%
HK$48,448
baseline
▲ 0.50% · 4.625%
HK$51,002
+HK$2,554/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,896/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,203
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,703
−HK$1,523/mo
Today · 4.125%
HK$51,226
baseline
▲ 0.50% · 4.625%
HK$54,343
+HK$3,117/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,452/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,626
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,064
−HK$1,459/mo
Today · 4.125%
HK$56,523
baseline
▲ 0.50% · 4.625%
HK$59,502
+HK$2,979/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,046/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,976
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$63,904
−HK$1,958/mo
Today · 4.125%
HK$65,862
baseline
▲ 0.50% · 4.625%
HK$69,870
+HK$4,008/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,724/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,947
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,797
−HK$1,875/mo
Today · 4.125%
HK$72,672
baseline
▲ 0.50% · 4.625%
HK$76,503
+HK$3,831/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,344/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,236 · Scale 2, in force from 26 Feb 2026)